Assistant to the City Manager
Phone: (925) 252-4015
As business owners and leaders it is important to remain informed and prepared as this outbreak continues to impact our local and global communities. While recognizing social distancing is essential and important during this time, we do not want to overlook the importance of investing in our local economy.
The City of Pittsburg has compiled a list of resources now available for employees and employers who have been impacted by COVID-19. As new resources become available, this guide will be updated as needed.
The City of Pittsburg is maintaining and updating a lost of resources and updates. Please visit the City’s Coronavirus update page and social media accounts (Facebook, Instagram) for continuing updates.
- Guidance on Essential Critical Infrastructure
- CDC Handouts, Fact Sheets, Posters (multiple languages)
- CDPH Prevention and Symptoms Poster (English)
- CDPH Prevention and Symptoms Poster (Spanish)
The Small Business Administration (SBA) and the Department of Treasury have released information that will guide the programs created through the Coronavirus Aid, Relief, and Economic Security (CARES) Act, including:
PAYCHECK PROTECTION PROGRAM
The Paycheck Protection Program which includes up to $349 billion toward job retention and other expenses. Eligible recipients may qualify for a loan of up to $10 million, with loan payments potentially deferred for six months. Small businesses, eligible nonprofit organizations, individuals who are self-employed or are independent contractors, and others are eligible if they meet program size standards.
Loan payments will be deferred for 6 months, and loan amounts will be FORGIVEN as long as:
- The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8-week period after the loan is made; and
- Employee and compensation levels are maintained.
For more information, check out the Small Business Owner’s Guide to the CARES Act.
SBA DISASTER LOANS:
The SBA is offering low-interest federal disaster loans for working capital to California small businesses suffering substantial economic injury as a result of the Coronavirus. Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus. The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
Applicants may apply online. The deadline to apply for an Economic Injury Disaster Loan is Dec. 16, 2020.
Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email email@example.com for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
For more information about available SBA resources and services, please visit: SBA.gov/coronavirus.
California Infrastructure and Economic Development Bank (IBANK)
IBANK has a Small Business Loan Guarantee Program for loans up to $1 million and a JumpStart micro lending program for loans up to $10,000 with accommodations for disasters.
California Treasurer’s Office
The California Treasurer’s Office has a small business loan program with special disaster assistance that is used extensively by the CDFI community.
WORK SHARING PROGRAM:
Employers experiencing a slowdown in their businesses or services as a result of the Coronavirus impact on the economy may apply for the UI Work Sharing Program through the State of California Employment Development Department (EDD). This program allows employers to seek an alternative to layoffs – retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Work Sharing Program receive the percentage of their weekly Unemployment Insurance benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent.
Visit the Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.
POTENTIAL CLOSURE OR LAYOFFS:
Employers planning a closure or layoffs due to COVID-19 impact may get help through their local workforce development board’s Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. For more information, Contact the Workforce Development Board Contra Costa County
- Contact: Patience Ofodu, Business Services Manager
- Phone: 510-453-6950
- Email: firstname.lastname@example.org
Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for extension must be received within 60 days from the original delinquent date of the payment or return.
For questions, employers may call the EDD Taxpayer Assistance Center
– Toll-free from the U.S. or Canada: 1-888-745-3886
– Hearing impaired (TTY): 1-800-547-9565
– Outside the U.S. or Canada: 1-916-464-3502
Visit the State of California Employment Development Department (EDD) Self-Employed/Independent Contractor website to learn more.
Assistance for Employees
FAMILIES FIRST CORONAVIRUS ACT
On March 18, Congress passed The Families First Coronavirus Response Act to address the public health implications of the coronavirus and insulate Americans from extreme economic hardship by:
- Providing free Coronavirus testing for all Americans;
- Establishing protections for health care workers;
- Expanding funding for food aid programs to help those at risk get the nutrition they need;
- Providing paid sick leave for millions of Americans;
- Establishing emergency family and medical leave for workers at companies with 500 employees or fewer to ensure that they can care for themselves or loved ones who become ill; and
- Strengthening unemployment insurance benefits to help workers who lose their jobs due to the outbreak.
Individuals who have had their hours reduced or have lost their job through no fault of their own may be eligible for unemployment benefits. Learn more by visiting the State of California Employment Development Department EDD website.
Answers to Frequently Asked Questions concerning unemployment can be found here.
If you are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) you can file a Disability Insurance (DI) claim. Disability Insurance provides short-term benefit payments to eligible workers who have full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.
The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect DI benefits for the first week you are out of work. If you are eligible, the State of California Employment Development Department (EDD) processes and issues payments within a few weeks of receiving a claim.
Californians who are unable to work because they are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional) can file a Paid Family Leave (PFL) claim. Benefit amounts may vary depending on income.
If your child’s school is closed, and you have to miss work to be there for them, you may be eligible for Unemployment Insurance benefits. Eligibility considerations include if you have no other care options and if you are unable to continue working your normal hours remotely. File an Unemployment Insurance claim and a State of California Employment Development Department (EDD) representatives will decide if you are eligible.
RESTAURANT DELIVERY SERVICE
Food delivery services such as DoorDash and UberEats are waiving commission fees for all restaurants (new and existing) for the next 30 days. Services including GrubHub and Seamless are deferring commission fees.
Please also visit the Restaurant Opportunities Center
Additional Resources for Employers and Employees
GO-BIZ COVID-19 BUSINESS RESOURCES:
The California’s Governor’s Office of Business and Economic Development has released information on their website for employees and employers impacted by COVID-19. Visit their website for more information.
SBA COVID-19 BUSINESS GUIDE:
The SBA has released a comprehensive guide to help businesses plan and respond to the current COVID-19 threat. Visit the SBA website for more information.
CDC COVID-19 BUSINESS GUIDE:
The Centers for Disease Control and Prevention (CDC) have created an interim guide based on what is currently known about the coronavirus disease 2019 (COVID-19). For access to the full guide and more information please visit the CDC website.Updates & resources for small and micro businesses: California Association for Micro Enterprise Opportunity (CAMEO) Resource Page
Human resources advising:
Small business advising and loans:
Small business support:
Labor and Workforce Development Agency – Resources for employers and workers including workers’ compensation and paid sick leave.
Labor Commissioner’s Office FAQs – Employee leave options, compensation, and salary.
Department of Fair Employment and Housing – Job protection and employment discrimination.